Expenses for various items will not be the same for each month or each year. From observations of experts on family relations, there is usually an abrupt decrease in a family income each year. We need to be just realistic in all the things that we want in life in order for us to be contented and happy. All we need is to be open with our partner with our decisions especially when the time that I want to help my father in his debt settlement problem.
I love my father very much and I always want to give the things that he wants. But as married woman I have to consult every decision to my husband. Even if he is the type of person that never complains I also have to consider his reactions when it comes to spending our budget. When you know what you want in life, you can adjust your spending and savings accordingly.